> For the complete documentation index, see [llms.txt](https://docs.grace.loans/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.grace.loans/lenders/supply-assets.md).

# Supply assets

Grace lenders do not earn compounded interest on their supplied assets. Instead, lenders supply assets to earn Grace Tokenized Reserve (GTR) rewards which they can sell or redeem.

## Supply

In order to supply assets to Grace, visit the [**Earn page**](https://app.grace.loans/earn) and select an asset to supply. There are no lock-up periods or fees when supplying to, or withdrawing from, the Earn page.

Each asset on the Earn page is assigned a different GTR reward rate per month. This reward rate is distributed among all suppliers of the asset.

Your personal reward rate is determined based on your supplied amount versus the total amount supplied by all suppliers of the same asset. Large deposits by other suppliers may dilute your share of the displayed GTR reward rate.

{% hint style="warning" %}
Assets supplied on the Earn page are used as lending liquidity for Grace borrowers. Withdrawal liquidity may be temporarily limited at times of high borrowing demand.

Deposits may also incur losses in the event where a loan is written-off as bad debt.
{% endhint %}

## Claim GTR rewards

Once you've supplied an asset on the Earn page, GTR rewards will immediately start accruing.

<figure><img src="/files/w96Nfcje5NGfPAVLz4dt" alt=""><figcaption><p>The list of supplied pools is only displayed if you have at least one supplied asset on the Earn page.</p></figcaption></figure>

You must claim GTR rewards of each asset independently when needed. There's no deadline for redeeming GTR rewards.


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.grace.loans/lenders/supply-assets.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.